Pet insurance is a good tool for minimizing vet care costs. While the cost of coverage varies from insurance company to insurance company, you can usually expect to spend at least a few hundred dollars per year to cover your pet for accident- and illness-related problems such as a torn ligament or heart disease.
We analyzed rates from 5 insurers to help you find the best cheap pet insurance.
1. Pets Best
Pets Best combines great coverage with a good price. Its wide range of deductible choices helps you budget for possible claims.
Pro and Cons
|+ Ample range of deductible choices|
+ Accident coverage waiting period of only 3 days
+ Can pay your vet directly if the vet agrees, so you don’t have to pay yourself and wait for reimbursement
+ Multipet discount of 5% per pet
+ Routine wellness plans available
+ Has a 24/7 pet telehealth line
|– 6-month waiting period for coverage of cruciate ligament issues|
Average cost for 3-month-old puppy:
$28/month for unlimited annual coverage
Average cost for 3-year-old dog:
$33/month for unlimited annual coverage